We are so delighted to share some feedback from our lovely clients!
“Assumpta is the best help ever! Angel on earth I always tell my friends to use you when they are buying a house ! Thanks so much x”
Laura & Jake
“Assumpta Breslin was very helpful, attentive, anything I needed from her was not a problem. We couldn’t be more happy.”
Katarzyna & Damian
Ok so before you start to look at houses you need to know 3 things:
• How much can I borrow?
• How much will it cost (upfront and ongoing costs)?
• Will I be approved for a mortgage?
We have built our process around these 3 questions as its what every first time/next time buyer asks us. We look after everything, from speaking to estate agent and placing your bid, to arranging your Solicitor, speaking to builder (if new build) and most important we keep you informed throughout the entire process, from finding your perfect home to getting the keys and moving in. Even then, we are still here for you to answer any questions or concerns and we will be back in touch with you with your mortgage deal is due to expire to ensure your next rate is just as good as your first rate.
We also advise and assist you with putting correct protection plans in place to ensure that, in event of death, illness or accident, you will always be able to afford to stay in your home, pay your bills and maintain your lifestyle.
We will advise and assist you with the most comprehensive insurance for your home and contents and ensure you understand why you need this cover and what to do should you need to make a claim.
Because we are paid a commission by the Lender for submitting your application, we don’t need to charge you any fees! That’s the best bit 😊!
You get all the help, support and guidance you need throughout the entire process, from finding out how much you can borrow, though to getting the keys to your home and there is no fee or charge.
Some Brokers do charge clients a fee, in addition to the commission they receive from the Lender. But at ABA we decided to offer our services free to all clients and this has proved to be a very popular decision and our business have grown considerably as a result so it’s a win win for everyone!
A professional presentation to a lender on the first application, by a mortgage broker, will get the best response and save you valuable time and money. Secondary applications where previous credit bureau enquiries are evident, tend not to be as successful.
Often the success of obtaining mortgage approval depends on the way a proposal is presented and to which lender it is sent.
Most of us don’t call an insurance company for insurance – we use an insurance broker, because of their expertise, product knowledge and rates. So, remember, call your mortgage broker first!
Your Mortgage Broker is trained to present your mortgage proposal where and how it will get the most immediate, positive result. That’s what we do at ABA and we have built a successful business using that exact approach!
Don’t take our word just take a look at what our clients think about us😊