Making dreams come true, one home at a time…


Your home may be repossessed if you do not keep up repayments on your mortgage.

For most of us our mortgage is our biggest monthly outgoing, so it makes sense to check if you can make any savings.  We can shop around for you and let you know if there are lower rates you can switch to.  Sometimes, in addition to reducing your mortgage rate you may also want to reduce the term on your mortgage, make home improvements or raise funds for deposit for another property.

We can look after everything and the process will take around 4-6 weeks.

Common questions when Remortgaging

Can I borrow extra money on my mortgage for home improvements or consolidating debts?

Yes, assuming you have enough equity (the amount left when you take your mortgage debt from the current value) and your credit is good, you can borrow additional money for any purpose (except business).

Can I stay with my current Lender if I want to move house?

Yes, if the Lender allows you to move your mortgage to a new property (known as ‘porting’ your mortgage) and assuming good credit and sufficient income if you need to borrow more money for the new house.

Should I try to reduce the terms of years left on my mortgage?

If you can afford to reduce your term, its always a good idea to do so. You will pay less interest and have your mortgage paid off quicker.

What others say

Assumpta was brilliant to deal with particularly when the completion date of our new home was extended, she managed to secure a great rate for us and was extremely proactive throughout the whole process. She made the entire process seamless.

Friendly and approachable very knowledgeable and found the best deal for me.

Assumpta is great to deal with. It’s obvious she has years of experience, she made the whole process so simple and straightforward for us. We would definitely recommend her to anyone looking for a mortgage.

From the initial purchase of my property to renewal of insurances annually, Assumpta has provided me top class service. It’s as if Assumpta reads my mind on renewing insurance policies or checking better deals on mortgage every year. She is always on the ball, very helpful and an absolute star in getting the best deals possible. She makes you feel at ease, very personable and makes the long winded journey of forms/researching deals so very easy.

All the information was provided and clearly conveyed for me to understand and make the best decision.

Assumpta is always very organised and punctual in getting back to you with any queries. Any information given to me was always clearly broken down and explained to me line by line. I would fully recommend Assumpta to anyone looking for a mortgage, I wouldn’t go anywhere else.

Home Movers

First Time Buyers