Making dreams come true, one home at a time…

FIRST TIME BUYERS

As a first time buyers we appreciate that you have lots of questions! We are here to help with that.

The most common questions first time buyers have are:

How much can I borrow?

Usually about 3.5 – 4.5 times your annual income (before tax). Call us for exact figures

How much will it cost?

It depends on how much you borrow, the term of years you take your mortgage over, the rate, and your deposit.

Will I be approved for a Mortgage?

If you are working, have good credit history and a minimum deposit of 5% you should get approved for a mortgage.

Do I always need a deposit?

Yes in all cases, unless you consider Co-Ownership where a deposit isn’t always necessary

How do I get a Mortgage Approval in place?

  1. Click on the Contact Us link, complete the short form and we will contact you within 2 hours
  2. Email us on info@abaassociates.co.uk and ask for a callback
  3. Call us on 07886091048 or 02871 371638
  4. PM us on Facebook

Anyone out there thinking off purchasing a mortgage, especially first time buyers be sure to contact Assumpta Breslin!!  From the day we put an offer on our dream home, we got the keys just 7 weeks later! It was the quickest process!  I cannot recommend Assumpta and her team enough, if we had a query after office hours or even at the weekend she always got back to us straight away! Be sure to check out Assumpta’s business page below you will not be disappointed, it was stress free the whole way through…Thanks a million again Assumpta, we love our new home!!

AL McCafferty

Home Movers

First Time Buyers

Remortgages