Making Dreams come true, one Home at a time…

‘As a 1st time buyer Assumpta guided me the through the whole process, simplifying it and answering all the questions I had. I would highly recommend Assumpta in the future for her professionalism and attention to detail.’

Assumpta Breslin is a mortgage professional with over 28 years’ experience securing mortgages and family protection. After working in retail banking and as an independent financial adviser for over 20 years she started her own mortgage broker business, Assumpta Breslin Associates, in November 2012.

Assumpta is passionate about helping clients find their first home, next home or forever home. With a lifetime of mortgage experience she uses her skill and knowledge of the mortgage market to ensure a smooth property journey. Assumpta’s clients have excellent mortgage and income protection in place to ensure their income and lifestyle are protected. Her in-depth knowledge about mortgages means she can help her clients achieve and retain the home of their dreams

Our Process

What You Do First:

  1. Complete our mortgage enquiry form
  2. Provide proof of income bank statements, proof of deposit and ID

What We Do

  1. We confirm how much you can borrow and approximate cost of mortgage and price range of properties you can realistically target
  2. We carry out research and present most competitive mortgage rate and Lender suitable for you
  3. We obtain a pre approval for you and provide you with a Mortgage Pre approval Certificate

What Happens Next

  1. You find a property that you want to bid on (we also negotiate with estate agent to get you best price)
  2. Once you are agreed sale you will be asked for your Solicitors details (We can recommend a local reliable Solicitor for you)
  3. We agree a short meeting with you to complete your mortgage application, look at options for protecting your mortgage and your income and also look at quotes for home insurance (buildings & contents) for your new home.

Final Steps

  • Lender instructs valuation (we will get you a free valuation)
  • Valuer report back to Lender (and assuming no issues)
  • Lender produces Mortgage Offer
  • Copy of Offer sent to Solicitor, Copy to you and Copy to us
  • We arrange a final short meeting to go over Offer in detail, your protection policies and your Home Insurance

Solicitor’s Bit

  • Once Solicitor receives your Mortgage Offer they will request Title Deeds for your new home, carry out online searches to check all ok with ownership, title etc and request documents from the seller’s solicitor.
  • That will take about 3-4 weeks and then Solicitor will arrange a meeting with you to go over the Contact in detail and have you sign, discuss handover of deposit, and agree a moving in date.
  • Then on moving in date (completion date) you get your keys!

We’re Here for You

Call us or get in touch by email phone or messenger and we will set up an appointment for you. Our mission is to make the journey from finding a house you love to getting the keys as easy as possible, walking you through the process, dealing with all paperwork relating to mortgage, liaising with estate agents and recommending local solicitors we trust.

We will also help you on the house buying journey, providing regular updates and dealing with any issues that may arise in an efficient and professional manner, keeping YOU our client at centre of the process.

Home Movers

First Time Buyers

Remortgages